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External
Since: May 07, 2005
Posts: 153
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(Msg. 1) Posted: Sun Aug 21, 2005 10:13 pm
Post subject: Motorcycle insurance
Archived from groups: rec>motorcycles>dirt (more info?)
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I've had it with my current insurance provider. After being with them for
all of my insurance needs for 30 years, the high prices & lack of
responsiveness have me shopping for someone new.
I want to move the entire fleet of vehicles, and probably my
homeowners as well. I recall some insurers are less than enthusiastic
about motorcycles. Can anyone help with recommendations on
competetive providors for motorcycle insurance so that I can
shorten the list of companies to look at?
-Jeff Deeney- ©2005 DoD#0498 NCTR UTMA BRC COHVCO AMA
jldeeney@c om c ast d ot net '99 ATK 260LQ-Stink Wheels '94
XR650L-HellSickle
We don't stop riding because we get old, we get old because we stop riding. |
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External
Since: Nov 26, 2004
Posts: 43
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(Msg. 2) Posted: Sun Aug 21, 2005 10:22 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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Jeff,
I had liability on my XR600 last year for $75.oo / year... It
expired first of this month... Thought I would try Farmers, who I have
all my other vehicles with, and I was surprised... $170.oo / 6 months...
I asked them if this was correct... They said it was.. Liability only..
I called Progressive and set it up for liability only, like I had last
year $78.oo and added under-insured and un-insured motorist to the
policy... Brought it up to $110.oo / year... No hassles with
Progressive.. They knew what an XR600R was.. They asked questions that
were relevant to "my" bike.. That is the only experience I have...
Hope it helps...
Jeff V.
"Death is the Black Horse that someday comes to every man's camp, and no
matter when that day comes, a brave man should be booted and spurred and
ready to ride him out."
Buckey O'Neill 1860 - 1898 |
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J9_Honda_Trailrider_in_CO
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External
Since: Aug 10, 2005
Posts: 28
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(Msg. 3) Posted: Mon Aug 22, 2005 12:42 am
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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External
Since: Dec 21, 2004
Posts: 40
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(Msg. 4) Posted: Mon Aug 22, 2005 6:47 am
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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Jeff Deeney wrote:
> I've had it with my current insurance provider. After being with them for
> all of my insurance needs for 30 years, the high prices & lack of
> responsiveness have me shopping for someone new.
>
> I want to move the entire fleet of vehicles, and probably my
> homeowners as well. I recall some insurers are less than enthusiastic
> about motorcycles. Can anyone help with recommendations on
> competetive providors for motorcycle insurance so that I can
> shorten the list of companies to look at?
>
> -Jeff Deeney- ©2005 DoD#0498 NCTR UTMA BRC COHVCO AMA
> jldeeney@c om c ast d ot net '99 ATK 260LQ-Stink Wheels '94
> XR650L-HellSickle
> We don't stop riding because we get old, we get old because we stop riding.
With my recent street bike purchase I did some shopping around. For
liability insurance Progressive was cheapest by about $150/year. For
full coverage my current provider, Nationwide, gave me the best rate.
They were about $200 cheaper than Progressive. The only problem with
Nationwide was they couldn't find a 919 in their list of bikes, turns
out it was listed at a CB900F4. I had my CRF450 insured with them as
well. State Farm laughed at insuring a motorcycle but they sure wanted
my auto and homeowners. I checked Geico as well but their rates were
high. When I was shopping for homeowners the best rate I found was the
Farm Bureau. I don't remember the exact numbers but I do remember they
were about half of what Nationwide offered. >> Stay informed about: Motorcycle insurance |
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External
Since: Apr 25, 2005
Posts: 8
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(Msg. 5) Posted: Mon Aug 22, 2005 10:31 am
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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I had Progressive but switched to Dairyland because they were nearly 3
times cheaper.
2001 DRZ400S Liability only $44/yr
2005 VT750C Full coverage $160/yr
Norman-I've only had one headon
2004 CRF230-uninsured headon/its broke
2001 DRZ400s
2005 VT750C >> Stay informed about: Motorcycle insurance |
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External
Since: Aug 05, 2005
Posts: 8
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(Msg. 6) Posted: Mon Aug 22, 2005 2:13 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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might i suggest USAA if you're military or related to military folks.
they may not be the cheapest but their coverage & service is very
good. With USAA you don't have to worry the CEO will take the profits
and use them to push legislation diametrically opposed to our sport.
"Jeff Deeney" <nospam@.com...
> I've had it with my current insurance provider. After being with them for
> all of my insurance needs for 30 years, the high prices & lack of
> responsiveness have me shopping for someone new.
>
> I want to move the entire fleet of vehicles, and probably my
> homeowners as well. I recall some insurers are less than enthusiastic
> about motorcycles. Can anyone help with recommendations on
> competetive providors for motorcycle insurance so that I can
> shorten the list of companies to look at?
>
> -Jeff Deeney- ©2005 DoD#0498 NCTR UTMA BRC COHVCO AMA
> jldeeney@c om c ast d ot net '99 ATK 260LQ-Stink Wheels '94
> XR650L-HellSickle
> We don't stop riding because we get old, we get old because we stop
> riding.
>
> >> Stay informed about: Motorcycle insurance |
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External
Since: Jun 18, 2003
Posts: 857
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(Msg. 7) Posted: Mon Aug 22, 2005 2:22 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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External
Since: Jan 22, 2004
Posts: 132
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(Msg. 8) Posted: Mon Aug 22, 2005 2:40 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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Jeff,
I run my company and my home/personal through State Farm. A little higher
than most. But when I need help, they are there. I think that may be the
relationship with the agent though. When my guys had accidents in the
company trucks, I just picked up the phone and called them. They did the
rest. All the paper filings and everything. I think it was worth the xtra
cost.
--
Bill & Debbie
04 -- Yam TTR125 (Electric Start)
04 -- Honda XR400
04 -- Honda XR150
04 -- Honda CRF50 04 & 05 (Grandkids)
"Jeff Deeney" <nospam DeleteThis @comcast.net> wrote in message
news:lZednfwycbRTzZTeRVn-tw@comcast.com...
> I've had it with my current insurance provider. After being with them for
> all of my insurance needs for 30 years, the high prices & lack of
> responsiveness have me shopping for someone new.
>
> I want to move the entire fleet of vehicles, and probably my
> homeowners as well. I recall some insurers are less than enthusiastic
> about motorcycles. Can anyone help with recommendations on
> competetive providors for motorcycle insurance so that I can
> shorten the list of companies to look at?
>
> -Jeff Deeney- ©2005 DoD#0498 NCTR UTMA BRC COHVCO AMA
> jldeeney@c om c ast d ot net '99 ATK 260LQ-Stink Wheels '94
> XR650L-HellSickle
> We don't stop riding because we get old, we get old because we stop
riding.
>
> >> Stay informed about: Motorcycle insurance |
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External
Since: Mar 07, 2005
Posts: 375
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(Msg. 9) Posted: Mon Aug 22, 2005 5:21 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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On Sun, 21 Aug 2005 22:22:54 -0700, Outlaw_Frog.TakeThisOut@webtv.net (Dezert
Roamer) blathered:
> I had liability on my XR600 last year for $75.oo / year... It
>expired first of this month... Thought I would try Farmers, who I have
>all my other vehicles with, and I was surprised... $170.oo / 6 months...
>I asked them if this was correct... They said it was.. Liability only..
>I called Progressive and set it up for liability only, like I had last
>year $78.oo and added under-insured and un-insured motorist to the
>policy... Brought it up to $110.oo / year... No hassles with
>Progressive.. They knew what an XR600R was.. They asked questions that
>were relevant to "my" bike.. That is the only experience I have...
>Hope it helps...
Ditto on the Progressive for the bike $75 a year for my CRF450. I
can't help with many
>"Death is the Black Horse that someday comes to every man's camp, and no
>matter when that day comes, a brave man should be booted and spurred and
>ready to ride him out."
>Buckey O'Neill 1860 - 1898
It seems Bucky only made it 38 years on this planet.
I wonder what the average lifespan of a male in the late 1800's was.
MX Tuner >> Stay informed about: Motorcycle insurance |
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External
Since: Oct 08, 2004
Posts: 1551
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(Msg. 10) Posted: Tue Aug 23, 2005 1:17 am
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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If you have anybody who has served for our freedom in your family, check out
USAA.
https://www.lc.usaa.com/inet/ent_logon/Logon
I'm not sure how they do on the cheepo scale, but when you actually need
what you paid for they come through like you paid for it.
And if it's a good year, you get a nice dividend check around Christmas
time.
Lotsa hurricanes... smaller check.
Insurance companies are only a stone's throw away from the casinos, except
life forces you to play *their* game.
-dean
lucky dad paid all sortsa dues... >> Stay informed about: Motorcycle insurance |
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External
Since: Oct 08, 2004
Posts: 1551
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(Msg. 11) Posted: Tue Aug 23, 2005 1:46 am
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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"john" <not.TakeThisOut@disss.add> wrote in message
news:H4lOe.89505$j83.82038@fe05.news.easynews.com...
> might i suggest USAA if you're military or related to military folks.
> they may not be the cheapest but their coverage & service is very
> good. With USAA you don't have to worry the CEO will take the profits
> and use them to push legislation diametrically opposed to our sport.
ooops, yeah what john said. >> Stay informed about: Motorcycle insurance |
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External
Since: Jul 01, 2003
Posts: 436
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(Msg. 12) Posted: Tue Aug 23, 2005 12:43 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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Jeff Deeney wrote:
>
> I've had it with my current insurance provider. After being with them for
> all of my insurance needs for 30 years, the high prices & lack of
> responsiveness have me shopping for someone new.
I was curious about what it would cost to put minimum liability on my
unridden-for-a-long-time Suzuki 550 street bike. Filled in an online form (at
the end, after hitting SEND, it told me it was going to fax my info to a LOT
of local insurance brokers --- GAAAAAHHHHH!). I thought I had canceled my
request, but I got one response this morning -- it costs half of what it costs
me to put 100-300-50 insurance on my pickup. What a ripoff.
--
Cheers,
Bev
*******************************************
My computer doesn't have to be friendly;
civil is entirely sufficient. >> Stay informed about: Motorcycle insurance |
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External
Since: Jan 24, 2005
Posts: 194
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(Msg. 13) Posted: Tue Aug 23, 2005 1:34 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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"The Real Bev" <bashley.DeleteThis@myrealbox.com> wrote in message
news:430B7C69.1A29BB4@myrealbox.com...
> Jeff Deeney wrote:
> >
> > I've had it with my current insurance provider. After being with them
for
> > all of my insurance needs for 30 years, the high prices & lack of
> > responsiveness have me shopping for someone new.
>
> I was curious about what it would cost to put minimum liability on my
> unridden-for-a-long-time Suzuki 550 street bike. Filled in an online form
(at
> the end, after hitting SEND, it told me it was going to fax my info to a
LOT
> of local insurance brokers --- GAAAAAHHHHH!). I thought I had canceled my
> request, but I got one response this morning -- it costs half of what it
costs
> me to put 100-300-50 insurance on my pickup. What a ripoff.
>
> --
> Cheers,
> Bev
It seems that all insurance companies are increasing their rates for older
vintage bikes. Last year I was charged $ 75.00 per year ($ 150.00 total)
from Progressive to cover my 1972 Honda CB350 and 1970 Yamaha CT1. Now this
year they want $ 135.00 for each bike. When I asked them why, I was told
they now considered these two bikes classics and that classics are always
charged more. I did get a quote from Geico for $ 97.00 for each bike which
is who I am switching to.
Personally, I consider this robbery as I only have minimum liability and put
less than 2000 miles per year on both bikes together.
Tom >> Stay informed about: Motorcycle insurance |
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External
Since: Jul 01, 2003
Posts: 436
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(Msg. 14) Posted: Tue Aug 23, 2005 7:05 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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SC_Tom wrote:
>
> "The Real Bev" <bashley.DeleteThis@myrealbox.com> wrote in message
> news:430B7C69.1A29BB4@myrealbox.com...
> > Jeff Deeney wrote:
> > >
> > > I've had it with my current insurance provider. After being with them
> for
> > > all of my insurance needs for 30 years, the high prices & lack of
> > > responsiveness have me shopping for someone new.
> >
> > I was curious about what it would cost to put minimum liability on my
> > unridden-for-a-long-time Suzuki 550 street bike. Filled in an online form
> (at
> > the end, after hitting SEND, it told me it was going to fax my info to a
> LOT
> > of local insurance brokers --- GAAAAAHHHHH!). I thought I had canceled my
> > request, but I got one response this morning -- it costs half of what it
> costs
> > me to put 100-300-50 insurance on my pickup. What a ripoff.
>
> It seems that all insurance companies are increasing their rates for older
> vintage bikes. Last year I was charged $ 75.00 per year ($ 150.00 total)
> from Progressive to cover my 1972 Honda CB350 and 1970 Yamaha CT1. Now this
> year they want $ 135.00 for each bike. When I asked them why, I was told
> they now considered these two bikes classics and that classics are always
> charged more.
Did you ask for an explanation? I can see paying more if you want collision,
but liability only? Maybe old bikes, like old cars, are heavy and solid
enough to do more damage.
> I did get a quote from Geico for $ 97.00 for each bike which
> is who I am switching to.
Bastard wanted $240/year, but he didn't split out the cost for uninsured
motorist/ medical. All insurance costs more in California 
> Personally, I consider this robbery as I only have minimum liability and put
> less than 2000 miles per year on both bikes together.
--
Cheers,
Bev
...so few snipers, so many politicians... >> Stay informed about: Motorcycle insurance |
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External
Since: Oct 08, 2004
Posts: 1551
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(Msg. 15) Posted: Tue Aug 23, 2005 11:50 pm
Post subject: Re: Motorcycle insurance [Login to view extended thread Info.]
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> I did get a quote from Geico for $ 97.00 for each bike which
> is who I am switching to.
Everybody please remember that Geico funded the development of the laser
speed gun (a.k.a. the Geico gun).
You do the math.
Vote with your right foot. I do.
-dean
source: Car and Driver, back in the day... >> Stay informed about: Motorcycle insurance |
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