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External
Since: Oct 02, 2004
Posts: 15
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(Msg. 1) Posted: Fri Dec 17, 2004 1:40 pm
Post subject: Insurance for your bike?
Archived from groups: rec>motorcycles>dirt (more info?)
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Hey guys, just a quick question about insuring a MX bike. Now that I have
moved into an apartment in the northwest suburbs of Chicago I want to get my
bike here and now I have the GF's TTR125LE here already. Problem is it is on
our balcony right now because the garage I have is shared with other cars. It
has multiple garage doors and I have my own assigned spot, but inside it is
open to all the other cars. This makes me nervous to store our bikes in there,
so I had planned to anchor them to the ground with some heavy-gauge security
cables and block their view so they can't be seen easily. Since an ambitious
thief could still get through the cables I plan on using, I want to insure them
as well. Problem is every place I have tried treats them like a road bike and
the insurance is about like what you would get with PLPD. I want JUST
theft/fire/storm (comprehensive) coverage. Anybody got any experience with
this?
Aaron
'03 YZ125...dusting it off in the spring again
Anybody know a good sports med doc in the chicago area? |
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External
Since: Jul 12, 2004
Posts: 579
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(Msg. 2) Posted: Fri Dec 17, 2004 2:40 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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"Aaron S." <mxracer965 RemoveThis @aol.com> wrote in message
news:20041217130037.16116.00002465@mb-m02.aol.com...
> Hey guys, just a quick question about insuring a MX bike. Now that I have
> moved into an apartment in the northwest suburbs of Chicago I want to get
my
> bike here and now I have the GF's TTR125LE here already. Problem is it is
on
> our balcony right now because the garage I have is shared with other cars.
It
> has multiple garage doors and I have my own assigned spot, but inside it
is
> open to all the other cars. This makes me nervous to store our bikes in
there,
> so I had planned to anchor them to the ground with some heavy-gauge
security
> cables and block their view so they can't be seen easily. Since an
ambitious
> thief could still get through the cables I plan on using, I want to insure
them
> as well. Problem is every place I have tried treats them like a road bike
and
> the insurance is about like what you would get with PLPD. I want JUST
> theft/fire/storm (comprehensive) coverage. Anybody got any experience
with
> this?
State Farm offers what you are after.
Rather than just blocking the view to the bikes, cover them with some old
tarps or blankets.
Another thought is to rent a storage unit somewhere. If it makes you
sleep better at night, it will be worth the monthly fee.
-Jeff Deeney- DoD#0498 NCTR UTMA BRC COHVCO AMA
'99 ATK 260LQ-Stink Wheels '94 XR650L-DreamSickle
We don't stop riding because we get old, we get old because we stop riding.<!-- ~MESSAGE_AFTER~ --> |
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External
Since: Mar 22, 2004
Posts: 243
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(Msg. 3) Posted: Fri Dec 17, 2004 2:40 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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On Fri, 17 Dec 2004 18:27:33 GMT, "Jeff Deeney"
<jeff.deeney RemoveThis @removespam4good.hp.com> wrote:
>
>"Aaron S." <mxracer965 RemoveThis @aol.com> wrote in message
>news:20041217130037.16116.00002465@mb-m02.aol.com...
>> Hey guys, just a quick question about insuring a MX bike. Now that I have
>> moved into an apartment in the northwest suburbs of Chicago I want to get
<snip>
>> the insurance is about like what you would get with PLPD. I want JUST
>> theft/fire/storm (comprehensive) coverage. Anybody got any experience
>with
>> this?
>
>State Farm offers what you are after.
>
>Rather than just blocking the view to the bikes, cover them with some old
>tarps or blankets.
>
>Another thought is to rent a storage unit somewhere. If it makes you
>sleep better at night, it will be worth the monthly fee.
No experience per se, but you might want to investigate an alarm.
Doing a quicky google search on "motorcycle alarm", looks like from
about $70 on up to several hundred bucks depending on features.
<a style='text-decoration: underline;' href="http://www.accessoryinternational.com/alarmscorpio.htm" target="_blank">http://www.accessoryinternational.com/alarmscorpio.htm</a>
<a style='text-decoration: underline;' href="http://www.scorpioalarms.com/sr-i500.aspx" target="_blank">http://www.scorpioalarms.com/sr-i500.aspx</a>
>-Jeff Deeney
David '04 KTM 200EXC
djones<at>LSidaho.com
<a style='text-decoration: underline;' href="http://www.motosports-boise.com/rmd" target="_blank">http://www.motosports-boise.com/rmd</a><!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Insurance for your bike? |
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External
Since: Dec 17, 2004
Posts: 121
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(Msg. 4) Posted: Fri Dec 17, 2004 4:34 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
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External
Since: Oct 02, 2004
Posts: 15
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(Msg. 5) Posted: Fri Dec 17, 2004 7:40 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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I checked around with some insurance companies before posting this, but they
all wanted WAY too much. I think state farm wanted $300/year for my YZ125 and
$180/year for the TTR125. Progressive so far has the best rate at $244/year
for both bikes, but I still think that is a bit high...but maybe that's just
me...
Aaron
'03 YZ125...dusting it off in the spring again
Anybody know a good sports med doc in the chicago area? >> Stay informed about: Insurance for your bike? |
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External
Since: Jul 12, 2004
Posts: 579
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(Msg. 6) Posted: Fri Dec 17, 2004 7:40 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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"Yosef - '02 200exc & '04 MTD 38 (my quad)" <yosef DeleteThis @sisna.com> wrote in
message news:1103326479.431880.52530@f14g2000cwb.googlegroups.com...
> I pay $65 per year per bike through Progressive.
>
> If you have 3 or more bikes, the per bike cost goes way down from that
> too...
I imagine a big part of the cost depends on where you live. I imagine
eastern WA is a lot lower than Chicago area.
I think I'm paying around $100 per year for liability/comprehensive.
My bikes are plated, so liability insurance is a must.
Don't forget Aaron is a youngster. This will certainly result in higher
liability rates.
-Jeff Deeney- DoD#0498 NCTR UTMA BRC COHVCO AMA
'99 ATK 260LQ-Stink Wheels '94 XR650L-DreamSickle
We don't stop riding because we get old, we get old because we stop riding.<!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Insurance for your bike? |
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External
Since: Nov 26, 2004
Posts: 43
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(Msg. 7) Posted: Fri Dec 17, 2004 7:40 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
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External
Since: Dec 19, 2004
Posts: 2
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(Msg. 8) Posted: Sun Dec 19, 2004 5:40 pm
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
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I pay about $86 for my 03 and $82 for my 97 gasgas's I have full liability,
and theft.
Steve C
03 GasGas 250ec
97 GasGas 250ec
"Dezert Roamer" <Outlaw_Frog.DeleteThis@webtv.net> wrote in message
news:11172-41C37F4E-401@storefull-3158.bay.webtv.net...
> I pay $75 a year for Liability / comp... through Progressive... I
> figure if it gets stolen "Hunting" season opens...
> Jeff
> W / A
><!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Insurance for your bike? |
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External
Since: Dec 17, 2004
Posts: 121
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(Msg. 9) Posted: Mon Dec 20, 2004 8:57 am
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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> I pay $65 per year per bike through Progressive.
>
> If you have 3 or more bikes, the per bike cost goes way down
> from that too...
Let's see,
The $65 per bike is for an '02 KTM 200exc and a '96 XR250R
That $65 is for:
1. Liability $25K/$50K/$10K
2. Underinsured Motorist $25K/$50K
3. Underinsured Motorist Property Damage $10K with $100 deductable
($300 hit & run)
4. Comprehensive $100 deductable
5. $1,000 custom parts & equipment included, e.g., steering damper,
pipe guard, skid plate, hand guards
When I had three bikes insured (all XRs) the TOTAL was $157 per year
for all three.
When I had four bikes insured the total was $199 per year for all four.
-Yo<!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Insurance for your bike? |
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External
Since: Jan 14, 2004
Posts: 154
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(Msg. 10) Posted: Mon Dec 20, 2004 10:40 am
Post subject: Re: Insurance for your bike? [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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I'm doing a DRZ400 with liability, comp, and collision, and a xr70 with just
liability for $212 a year with progressive. You actually want more than
liability for the theft coverage. I had to go full on the DRZ because it is
licensed otherwise I would just have liability.
--
Rusty Myers
Austin, TX
"Aaron S." <mxracer965.DeleteThis@aol.com> wrote in message
news:20041217181609.00325.00002117@mb-m17.aol.com...
> I checked around with some insurance companies before posting this, but
they
> all wanted WAY too much. I think state farm wanted $300/year for my YZ125
and
> $180/year for the TTR125. Progressive so far has the best rate at
$244/year
> for both bikes, but I still think that is a bit high...but maybe that's
just
> me...
>
>
> Aaron
> '03 YZ125...dusting it off in the spring again
> Anybody know a good sports med doc in the chicago area?<!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Insurance for your bike? |
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