10 years old is past it

On 18 Jan 2008 21:02:57 GMT in uk.rec.motorcycles, entwisi says:

>Anyway, anyone got experience of buying back? They did mention talking to
>the insurer about "roadworthy writeoff" ( I assume they mean CAT D).

Try and hang on to it, don't let them ship it anywhere or you may lose
it, that's what happened with my bike. Saying which I've been involved
in two buy backs of cars.

The first was classed as a CAT D and just resulted in me asking the
insurers for it and agreeing it was worth IIRC £1. They then sent a
cheque for the value less the £1 and a letter to that effect. The
other was initially classed as a CAT B because the damage was more
than the value of the car[1], actually nearly twice[2]. After a bit of
arguing they agreed to reduce the write off to a CAT C and advised
that they would inform DVLA and a VIC would be required.

Car was repaired for £175ish, and two years on there's been no request
for a VIC. It's had two MOT since and obviously two lots of tax, given
up phoning to ask if it's on the register now.[3]


[1] I think this was their interpretation because it doesn't seem to
match the ones I could find.
[2] Car valued at £500, repairs £750. Although the sods only paid £375
in the end.
[3] Apparently you have to ask if a VIC is required as they don't
inform the keeper. It's a surprise next time you want tax.

--
Ian
 >> Stay informed about: 10 years old is past it 

On Fri, 18 Jan 2008 21:35:30 +0000, boots wrote:

> Try and hang on to it, don't let them ship it anywhere or you may lose
> it, that's what happened with my bike. Saying which I've been involved
> in two buy backs of cars.

I'm not planning on letting them near it untill its all been discussed. I
have a private plate on it that I want off as well

> The first was classed as a CAT D and just resulted in me asking the
> insurers for it and agreeing it was worth IIRC £1. They then sent a
> cheque for the value less the £1 and a letter to that effect.

I hope that's something like what will happen as I quite like the old bus.

At least I hadn't had those new Koni Shocks and Eibach springs fitted I
was thinking of before Xmas.

Ian
 >> Stay informed about: 10 years old is past it 

entwisi wrote:

> Get home, rings the insurers ( Swinton through MMA Insurance). Give them
> the details. Anyway, Ovlov is 10 years 6 months old. "Oh, its over 10
> years old sir" We write those off!

When I got punted off one of my MZs it was written off - I bought it back
for scrapvalue of £50 or so and fixed it for less. Just make sure they
know you want it.

--
Simon
 >> Stay informed about: 10 years old is past it 

entwisi <entwisi.DeleteThis@hotmail.com> wrote in
news:5vcig1F1lr4q0U1@mid.individual.net:

> On the way home today some bloke swerves to avoid a car pulling out.
> Only I'm in the right hand lane and he hits the back quarter of the
> ovlov. No real speed or anything, back door pushed in a bit and paint
> scraped on the door and rear wheel arch.
>
> Get home, rings the insurers ( Swinton through MMA Insurance). Give
> them the details. Anyway, Ovlov is 10 years 6 months old. "Oh, its
> over 10 years old sir" We write those off!
>
> FFS, its probably £500 worth of work. to make mint again.
>
> Anyway, anyone got experience of buying back? They did mention talking
> to the insurer about "roadworthy writeoff" ( I assume they mean CAT
> D). There is a good 100K+ left in the old girl and with the LPG
> conversion its cheap to run.
>

Have an off the record chat with the 3rd party. He/she may be willing to
give you a wad of cash to save the claim being processed. His/her excess
may be more than the cost of the repair anyway, plus the inevitable premium
hike. You might even be able to negotiate a small profit...

--
wessie at tesco dot net

BMW R1150GS
 >> Stay informed about: 10 years old is past it 

"entwisi" <entwisi.DeleteThis@hotmail.com> wrote in message
news:5vcig1F1lr4q0U1@mid.individual.net...
> On the way home today some bloke swerves to avoid a car pulling out. Only
> I'm in the right hand lane and he hits the back quarter of the ovlov. No
> real speed or anything, back door pushed in a bit and paint scraped on the
> door and rear wheel arch.
>
> Get home, rings the insurers ( Swinton through MMA Insurance). Give them
> the details. Anyway, Ovlov is 10 years 6 months old. "Oh, its over 10
> years old sir" We write those off!
>
> FFS, its probably £500 worth of work. to make mint again.
>
> Anyway, anyone got experience of buying back? They did mention talking to
> the insurer about "roadworthy writeoff" ( I assume they mean CAT D). There
> is a good 100K+ left in the old girl and with the LPG conversion its cheap
> to run.

So get an offer from the guy who clouted you. If you can't do that, do a
"rustproofing" job on any scratches to stop the rot before it starts and
shove the dent out of the door from the inside (or get another from a
scrapper).

If the car's good for another 100K, it's worth spending the 500 quid on
anyway.


--
Beav

VN 750
Zed 1000
OMF# 19
 >> Stay informed about: 10 years old is past it